Job Description
The investigator conducts on-site examinations of accidents and losses, gathering evidence and statements to detect fraud in insurance claims.
Ethos Risk Services specializes in insurance claims investigations and medical management, providing surveillance and fraud detection data to clients.
Travel to accident scenes to interview witnesses using recorders and high-quality cameras. Perform online research and background checks for evidence. Draft detailed reports and track progress in claims systems. Maintain professional communication with clients throughout.
Requires active private investigator license or willingness to obtain, active driver's license, and valid auto insurance. Locations within 2-hour drive, with occasional further travel covered. Benefits include company-covered overnight stays and reliable vehicle requirements.
Responsibilities
- Conduct thorough on-site investigations of accidents and property losses
- Obtain accurate, detailed statements from all parties involved
- Gather case information through digital sources and background checks
- Draft thorough, detailed investigative reports summarizing findings and observations
- Retrieve relevant documents to support investigative findings
- Track case progress, time, and expenses accurately within Ethos systems
- Recognize compensability issues, misrepresentation, and other red flags in claims
- Maintain professional contact with clients and claim handlers throughout the investigation process
Requirements
- Associate's or Bachelor's degree in Criminal Justice or a related field preferred
- Minimum of 2 years of SIU experience with an investigative firm or insurance carrier
- Former military or law enforcement background preferred
- Active Private Investigator license or willingness to obtain one (where required by state)
- Active driver's license and valid auto insurance
- A well-maintained and reliable vehicle for exclusive use
- SIU equipment, including a recorder and a high-quality digital camera
- A reliable laptop, cell phone, and internet service